Paying for a funeral is one of the biggest purchases we will ever make, yet most of us end up paying way too much for funerals on things we don’t need or want. Why is that?
We wouldn’t consider buying a car or paying for a wedding without learning everything we can about the product or service. But when it comes to funerals, important decisions are often made, at a time when rational thinking is clouded.
The result… We spend way too much… Here’s why:
1. Fulfilling the role of grieving “helplessness.”
Many people feel so devastated and overwhelmed at a time of death that they assume they should leave all funeral planning to the funeral director.
We believe – ‘that’s like giving the funeral director a blank cheque.’ eziFunerals online funeral planning tools allow you to plan the funeral from the comfort of home – without a funeral director present. Being actively involved in funeral planning can be very therapeutic, and you won’t be grieving over the bill later.
2. Guilt or proof of love.
People often think that how much they spend is a demonstration of how much they love someone. And spending is often used as a way to make up for perceived omissions – “I should have visited the nursing home more often.”
Don’t worry. You are amongst friends and you won’t be judged by the amount spent on the funeral.
3. Poor family planning.
When one parent dies, it may be altogether too easy to say, “I want one just like the other parents funeral, without looking at the actual cost to see if that would make a difference.
If your mother had always said she wanted something “simple” and you aren’t sure what she meant, you may end up purchasing a great deal more than something truly “simple.” Or perhaps your mother told everyone what kind of funeral she wanted, but she had no idea that it would cost far more than anyone could afford. Otherwise you could be still paying for the funeral many years later after they died.
We recommend you start the conversation with your parents while they are alive and pre-plan their funeral using eziFunerals online planning tools.
4. “What will other people think?” Fear of being “different” or “cheap.”
Funeral marketing and advertising today commonly refers to a “traditional” funeral package (meaning elaborate and a good profit margin for the funeral company), with one funeral often looking just like the next. Families can enjoy making their own traditions. A unique and personalised funeral service is what others will remember, irrespective of the cost.
Plan a unique and personalised funeral with eziFunerals planning service. Remember: You are among friends.
5. Status in the community.
You may feel obligated to put on a big “show” when the deceased has been prominent during his or her lifetime.
Both David Bowie and the novelist Anita Brookner, went for “direct cremation”, where the body is sent straight to the cremator from hospital or home, with no attendance or ceremony. Ashes are returned to the family allowing family and friends to celebrate their life and relationships several months later, in a place special to them.
6. Didn’t shop around for a funeral home with ethical prices.
Many assume a funeral will cost just about the same anywhere. Or perhaps there’s only one funeral home nearby, so why bother.
Surprisingly, you can save thousands of dollars-if you take the time to plan your funeral and get quotes through eziFunerals, before the moment of need.
7. Failure to get itemised prices.
This is related to the previous item but is especially important if you choose a funeral home without shopping around.
eziFunerals protects a consumer’s right to choose only those funeral goods and services you want. Although some funeral homes are reluctant to disclose itemised prices, our members are only too happy to provide this information to you based on your personalised funeral plan created through eziFunerals.
8. Ill-informed about the true cost of coffins and other funeral products. “You get what you pay for.
Most people know what’s involved in buying general goods and services and if they thought they were an outrageous price; they probably would stop buying them.
Yet few consumers realise that coffins may be marked up 300-500% or more. The coffin is usually the most expensive item in a funeral, with the average cost of a coffin or casket being between $1,000 and $4,000 however some coffins or caskets may be more than $15,000.
9. Not asking enough questions.
If a funeral home price list includes a statement regarding cash advance items that reads: “We charge you for our services in obtaining these items,” did you realise that the funeral director will be making a profit on placing the funeral notice, for example— something you could have done yourself?
You’ve been warned in writing, but how much extra will that cost?
10. Skilled (or manipulative) sales tactics of the funeral director.
The funeral industry knows that most people pick the price in the middle. Therefore, few coffin displays will have the low-cost ones included, assuring that the “middle” coffin yields a good profit for the funeral company.
If you have chosen cremation, you may be told you must purchase an urn or temporary container. Not true. Or maybe it’s a little more subtle-“Now it’s time to pick out the urn.”
Remember: Funeral directors are business people who deserve to be paid for what they do. However, it is your job, as a funeral consumer, to be well educated about your funeral choices, to determine the kind of funeral or memorial service that meets the needs of your family, and to locate an ethically-priced facility that will honour your choices with caring and dignity.
eziFunerals is a free consumer advocacy and funeral planning platform that supports individuals and families cope with end of life decisions, death and funerals. We are an independent, Australian-owned and operated company, and are not a subsidiary of any other corporation. We are not part of any other funeral company. Founded by consumers frustrated by how difficult it was to get independent information, eziFunerals supports consumers plan a funeral, compare prices and select the right funeral director anywhere, anytime.