Should you prepay your funeral in advance? According to Moneysmart, a commonwealth government website that helps Australians take control of their money, funerals can cost from $4,000 for a basic cremation to around $15,000 for a more elaborate burial.

eziFunerals is Australia's #1 Online Funeral Planner · Get Free & No Obligation Funeral Quotes · Top-Rated Independent Funeral Homes - Privacy guaranteed. Transparent. Types: Cremation, Burials & Funerals. No Hidden Fees. Give it a try today!

A typical funeral will have these costs:

  • funeral director fees
  • transport
  • coffin
  • death certificate
  • permits (for example, for a burial at sea or private land)
  • burial or cremation
  • cemetery plot
  • other expenses such as a celebrant or clergy, flowers, newspaper notices and the wake.


What are Prepaid funeral plans?

Prepaid funerals let you choose and pay for your funeral in advance through your local funeral director.

Prepaid funeral plans can be cheaper than funeral insurance or funeral bonds. The cost of the funeral is calculated at today’s prices and doesn’t increase over time. You can pay in full or make a deposit and pay the rest off with regular payments.

Make sure you shop around, as different funeral directors offer different packages. Get a breakdown of all the costs so you know exactly what you’re paying for.

Check whether you can transfer your plan to another funeral director if you move to another state.


Funeral fund rules vary per state

To protect you if they go out of business, funeral directors must put your money into a registered funeral fund in:

There are fewer protections in the Australian Capital Territory and the Northern Territory. Using a may be a better option in these territories.



What are Funeral bonds?

Funeral bonds are another way of saving for funeral expenses.

You pay a deposit then make regular payments over time, and your money grows in value with interest. The money can only be used for your funeral. You can’t take it out earlier.

Many funeral bonds let you choose a funeral director. Or, you can let your family choose one at the time of your death.

You can buy a funeral bond from a funeral director, a friendly society or a life insurer. They are not widely advertised, so you will need to ask specifically for a funeral bond.




About eziFunerals

eziFunerals supports individuals and families cope with end of life decisions, death and funerals. We are an independent, Australian-owned and operated company. We are not part of any other funeral company.

Our member Funeral Directors operate in Sydney, Melbourne, Brisbane, Perth, Adelaide and Australia wide. Thet are chosen for their knowledge, quality, service, personalisation and experience. They go above and beyond, and will take the time to support the family.

For more information or to make contact with a trusted Independent funeral director, call eziFunerals on 1300 236 402 or visit




The views and opinions expressed on posts are those of the author and do not necessarily reflect the opinions of eziFunerals and members. eziFunerals may receive commissions from Preferred Partners listed on our website. While every care has been exercised and the recommendations and other statements herein are based on information believed to be accurate and reliable, no liability, (unless required by law) can be accepted for any error or omission including negligence however caused.