There is a big push by some funeral companies to tout the benefits of the pre-paid plans in Brisbane, Queensland they sell. They urge customers to pay for their own funeral in advance—in order to spare their loved ones the trouble and expense and lock in current prices.
Although these companies will always tell you about the pros of prepaid funeral plans, there are also lots of cons that you should be aware. But don’t just take our word for it!
The recent Royal Commission into Misconduct in the Banking, Superannuation, and Financial Services Industry (the Royal Commission) raised some serious findings relating to some prepaid finance products.
Choice, Australia’s leading consumer advocacy group, has claimed that some funeral providers are unfairly profiting from Australians who purchase pre-paid plans. “Australians don’t always get the full benefits when it comes to prepaid plans,” Choice’s investigative journalist Saimi Jeong said.
The Australian Securities and Investments Commission’s Moneysmart website also cautions that prepaid funerals can be inflexible and it may not be possible to get your money back once you’ve paid for your funeral, should you change your mind later.
What are the risks of prepaid funerals
The truth is that it is usually not wise to pay ahead in Brisbane, Queensland. No matter how attractive the business makes it sound, there are serious drawbacks to prepaid funerals in Brisbane that companies will not tell you about.
Things you should consider:
- If you cancel, move or change your plan, you may not receive a full refund.
- The money you pay for funeral arrangements now won’t be available for emergencies later.
- Money spent today may not cover future funeral costs, which could result in the use of cheaper products or requests for additional money.
- Family members may not be aware that funeral costs have been paid, and may pay at a different funeral home.
- If you die interstate and your family employs another funeral home there, it may be difficult to get a refund.
- By the time of your death, the funeral home may have a poor reputation, or be out of business entirely.
Are there better options?
There are much safer and better alternatives to prepaid funerals in Brisbane, such as setting up a special bank account, recording your funeral wishes (pre-need planning) and shopping around. These options reduce the risk of losing your money and provide your family with much greater control when the time comes.
Set up a Funeral bank account
According to Moneysmart, the simplest way to pay for your funeral is to save up for it. Set up a term deposit or savings account separate from your everyday bank account. Remember to tell your family and beneficiaries about it so they can use your savings to pay for your funeral. (Don’t nominate a funeral director as a beneficiary).
Record your funeral wishes
With eziFunerals, you can record your funeral wishes in advance by filling out a pre-need planning form. You can then store it in a secure Dashboard. You can also appoint your funeral guardian/s. Most importantly, be sure to tell your family about your plan. Walk them through every detail. Give them copies of your written funeral wishes.
Shop around and get quotes
By comparison shopping, you can make reasonably priced funeral arrangements, without setting aside large sums of money or prepaying anything. eziFunerals helps you get detailed quotes from several multiple homes —and compare prices. You’ll see big price differences for essentially the same goods and services. Visit our list of independent funeral homes, and choose the one you like best.
Your family will have to make choices after you die and you cannot just prepay these choices away.
You and your family will enjoy greater peace of mind, if you just simply plan ahead without the need to pre-pay your funeral up front. By planning your funeral in advance, your family will be more empowered to shop around and make your funeral arrangements much easier. But if you decide to pre-pay your funeral in advance, be very cautious and read the contract.
|FIND A FUNERAL DIRECTOR||ADDRESS|
|AA Cairns Funeral Advisory Service||Cairns QLD 4870|
|A Commendable Cremations||Brisbane QLD 4000|
|A Direct Cremation||Stapylton QLD 4207|
|AA A Gold Coast Funeral||1 Central Dr, Burleigh Heads QLD 4220|
|AA A Newhaven Funeral||Stapylton QLD 4207|
|AA A Southport Cremation Service||43 Lower West Burleigh Rd,, Burleigh Heads QLD 4220|
|AA Tony Hollands Funerals||14 Honora St, Jimboomba QLD 4280|
|Allora & Clifton Funeral Services||314 James St, Toowoomba QLD 4350|
|Ashley Heritage||43 Lower West Burleigh Rd,, Burleigh Heads QLD 4220|
|Australian Legends Funerals||Unit 3 120 Gardens Dr, Willawong QLD 4110|
|Bargara Funeral Directors||Cnr Tarakan and Tobruk Sts, Bundaberg QLD 4670|
|Black’s Funerals & Crematorium||66 Butler St, Tully QLD 4854|
|Breslin Funerals||2 Easterby St, Gladstone QLD 4680|
|Bribie Island Funeral Directors||Unit 2 22 Benabrow Ave, Bellara QLD 4507|
|Brisbane City Cemeteries||Brisbane QLD 4000|
|Brisbane Crematorium Ltd||42 Gaza Rd, Holland Park QLD 4121|
|Brisbane Valley Funerals||13 Elizabeth St, Esk QLD 4312|
|Brisbane Wide Cremations||Kallangur QLD 4503|
|Brown F.C. & Co.||Cnr Tarakan and Tobruk Sts, Bundaberg QLD 4670|
|Bundaberg’s Crematorium & Associated Local Funeral Directors||Cnr Tarakan and Tobruk Sts, Bundaberg QLD 4670|
|Burdekin Funerals||26 Darwin St, Ayr QLD 4807|
|Burstow T.S. Funerals Pty Ltd||9 Rochedale St, Dalby QLD 4405|
|Burstows||1020 Ruthven St South, Toowoomba QLD 4350|
|Burstows Complete Funeral Care||1020 Ruthven St, Toowoomba QLD 4350|
|Burstows Grief and Loss Resources||1001 Ruthven St, Toowoomba QLD 4350|
|Caloundra Funerals||Woodlands Blv, Meridan Plains QLD 4551|
|Cape York Funeral Services||39 Endeavour Valley Rd, Cooktown QLD 4895|
|Celebrant Stationery||49 Bradman St, New Beith QLD 4124|
|Charters Towers Funerals||36 Hodgkinson St, Lissner QLD 4820|
|Chinchilla Funerals||163 Oak St, Chinchilla QLD 4413|
|Christian Brothers Monastry||Cnr Tarakan and Tobruk Sts, Bundaberg QLD 4670|
|Christian Brothers Retirement||19 Winders Ave, Tugun QLD 4224|
|Christian Burials & Cremations||Shop 1 427 Gympie Rd, Strathpine QLD 4500|
|Christian Funerals Brisbane||8 Moonga Ct, Clontarf QLD 4019|
|Collancis Catering||Brisbane QLD 4000|
|Connolly Family Funerals||Nerang QLD 4211|
|Cooktown Funerals||22 Roberts Rd, Cooktown QLD 4895|
|Cooloola Coast Crematorium||236 Brisbane Rd, Gympie QLD 4570|
|Cremations Queensland||Unit 8 27 South Pine Rd, Brendale QLD 4500|
|Cronin & Roberts||236- 238 Brisbane St, Ipswich QLD 4305|
|Dawes Funerals||28 Short St, Cloncurry QLD 4824|
|Dean Family Funerals||385 Duthie Ave, North Rockhampton QLD 4701|
|Deception Bay Funerals||291 Deception Bay Rd, Deception Bay QLD 4508|
|Des Allen Funerals||Cnr Tarakan and Tobruk Sts, Bundaberg QLD 4670|
|DIY Funerals||Noolan St, Brisbane QLD 4000|
|Dreamtime Funerals||Unit 3 120 Gardens Dr, Willawong QLD 4110|
|Dunstan Funerals||19 Pease St, Manunda QLD 4870|
|E. C. Thomas Funerals||34 National Park Rd, Nambour QLD 4560|
|Eales Family Funerals||21 Adil Rd, Mareeba QLD 4880|
|Easton Funeral Services||16 Florence St, Tweed Heads QLD 2485|
|Eco Funerals||21 Quinns Hill Rd, Stapylton QLD 4207|
|Elsen Brothers Pty Ltd||1674 Warrego Hwy, Walloon QLD 4306|
|Essential Funerals||GPO Box 1635, Melbourne VIC 3001|
|Ethnic Communities Council Of Queensland The||11 Rokeby Tce, Taringa QLD 4068|
|Ethnic Communities Council The||47 Hugh Ryan Dr, Garbutt QLD 4814|
|Far Northern Funerals||4/ 193 Hartley St, Cairns QLD 4870|
|Finlayson & McKenzie Funeral Directors||56 William St, Rockhampton QLD 4700|
|Finlayson & McKenzie Funeral Directors||14 Central St, Mt Morgan QLD 4714|
|Finlayson & McKenzie Funeral Directors (Biloela Branch)||Level 1 55 Denham St, Rockhampton QLD 4700|
|Finlayson & McKenzie Funeral Directors (Mt.Morgan Branch)||40 Central St, Mt Morgan QLD 4714|
|First Forest Funerals||20A Jephson St, Toowong QLD 4066|
|First Forest Funerals||11 Rokeby Tce, Taringa QLD 4068|
|Fraser Coast Crematorium||Old Maryborough Rd, Pialba QLD 4655|
|Funeral Investment Plan Of Australia||42 Gaza Rd, Holland Park QLD 4121|
|Funeral Investment Plan Of Australia||42 Gaza Rd, Holland Park West QLD 4121|
|Funeral Transfer Service||University Square 8/ 280 Olsen Ave, Parkwood QLD 4214|
|Funerals By Wes Heritage||43 West Burleigh Rd, Burleigh Heads QLD 4220|
|Gobbert Brothers||3010 Davirton Rd, Dirranbandi QLD 4486|
|Gold Coast Direct Cremation Service||Unit 1 10 Nort Ward St, Upper Coomera QLD 4209|
|Gold Lady Funerals||University Square 8/ 280 Olsen Ave, Parkwood QLD 4214|
|Golden Memories Funerals||Underwood QLD 4119|
|Gregory & Carr Funerals (Sydney)||224 Newnham Rd, Mt Gravatt QLD 4122|
|Guilfoyle’s Funeral Services||45 Constance St, Mareeba QLD 4880|
|Hall Family Pty Ltd||1 Gregory Development Rd, Frankfield QLD 4721|
|Herbert C||46 Birra St, Chermside West QLD 4032|
|Herbert Jackett Pty Ltd||5 Mylne St, Toowoomba QLD 4350|
|Heritage Funeral Directors||64 Theodore St, Tully QLD 4854|
|Heritage Funerals||1020 Ruthven St, Toowoomba QLD 4350|
|Hiram Philp Funerals||1020 Ruthven St, Toowoomba QLD 4350|
|Hislop John & Sons||270 Kelvin Grove Rd, Kelvin Grove QLD 4059|
|Hwazan Buddhist Association||131 Clagiraba Rd, Clagiraba QLD 4211|
|Ingham Funeral Services||106 Lannercost St, Ingham QLD 4850|
|J.G. Lohrisch Funeral Directors||Shop 3/ 100 City Rd, Beenleigh QLD 4207|
|Jindalee Funeral Services||3 Blivest St, Oxley QLD 4075|
|John Hislop||270 Kelvin Grove Rd, Kelvin Grove QLD 4059|
|John Oxley Funerals||5 14 Primrose St, Sherwood QLD 4075|
|Judith McGrath Funerals||314 James St, Toowoomba QLD 4350|
|Keith Harris Funerals||42 Toolooa St, Gladstone QLD 4680|
|Kilcoy Funeral Directors||55 Seib St, Kilcoy QLD 4515|
|King Family Funerals And Cremations||Beenleigh QLD 4207|
|L R Thomas Funeral Directors||63 Roderick St, Ipswich QLD 4305|
|Life Bereavement Support Services||1 Marino St, Whitfield QLD 4870|
|Lindemann Brothers Pty Ltd||Nerang QLD 4211|
|Lockyer Valley Funerals||79 Cochrane St, Gatton QLD 4343|
|Lohrisch J G Funeral Directors||Cnr York and Manilla Sts, Beenleigh QLD 4207|
|Lorrimer Henry||58- 60 York St, Oakey QLD 4401|
|Loudon Brothers Pty Ltd||1 Eveleigh Station Rd, Mt Surprise QLD 4871|
|Margaret Marr Memorial Home for Boys||71 Hows Rd, Toombul QLD 4012|
|Marine Memorial Services Pty Ltd||43 Lower West Burleigh Rd,, Burleigh Heads QLD 4220|
|Maryborough/Hervey Bay Crematorium||Hervey Bay QLD 4655|
|McGrath Judith Funerals||314 James St, Toowoomba QLD 4350|
|MICHAEL HUTCHINSON FUNERALS||3B Blivest Street, Oxley QLD 4075|
|Mossman & Port Douglas Funerals||14 Sawmill Rd, Mossman QLD 4873|
|Mt Isa Sunset Crematorium||10 Mullan St, Mt Isa QLD 4825|
|Murilla Funeral Services||163 Oak St, Chinchilla QLD 4413|
|Murphy Funerals||5 1344 Gympie Rd, Aspley QLD 4034|
|Murray Brothers||30 Gyrica St, Quilpie QLD 4480|
|Music Memento||27 Mcewan St, Carina QLD 4152|
|Nerang Funerals||Nerang QLD 4211|
|Newhaven Funerals Crematorium & Memorial Gardens||256 Bedford Rd, Andergrove QLD 4740|
|Newhaven Funerals, Crematorium & Memorial Gardens||156 Quinns Rd, Brisbane QLD 4000|
|Nice Simple Cremation Services||Brisbane QLD 4000|
|Notices The||12 Cumberland Pl, Parkinson QLD 4115|
|Our Lady Of The Way Parish||1 Young St, Petrie QLD 4502|
|Pacific Family Funerals||Burleigh Heads QLD 4220|
|Pittsworth & Millmerran Funeral Services||314 James St, Toowoomba QLD 4350|
|Premier Funerals (Brisbane) Pty Ltd||3 Blivest St, Oxley QLD 4075|
|Price Brothers||114 Chewko Rd, Mareeba QLD 4880|
|Quality Cremation Services||256 Bedford Rd, Andergrove QLD 4740|
|Queensland Funerals||24 Aquarium Ave, Hemmant QLD 4174|
|Rockhampton Memorial Gardens||187 Musgrave St, North Rockhampton QLD 4701|
|Ross Leslie G Funeral Directors||26 Walworth St, Tinana QLD 4650|
|RSL Memorial Service||18 Oondooroo St, Winton QLD 4735|
|Russell Firth Funerals||University Square 8/ 280 Olsen Ave, Parkwood QLD 4214|
|Seniors Funeral Services||200 Stanley St, Strathpine QLD 4500|
|Serenity Funerals||6 Telemon St, Beaudesert QLD 4285|
|Smarts Funeral Service||74 Woondooma St, Bundaberg QLD 4670|
|Smith K.M.||53 Brookes St, Bowen Hills QLD 4006|
|Somerville Bros. Funeral Directors||14 Coomera Gorge Dr, Mt Tamborine QLD 4272|
|South West Funeral Directors||Kurrajong St, Charleville QLD 4470|
|Southport Funerals||University Square 8/ 280 Olsen Ave, Parkwood QLD 4214|
|St George Funeral Service||75 Alfred St, St George QLD 4487|
|Stewart Enterprises (Queensland Region)||224 Newnham Rd, Mt Gravatt QLD 4122|
|Superior Funeral Services||1 Cahors Ct, Mt Warren Park QLD 4207|
|Sylvan Funeral Care||22 Warwick Rd, Ipswich QLD 4305|
|Tablelands Community Funerals||180 Walsh St, Mareeba QLD 4880|
|Thomas L.R.||236- 238 Brisbane St, Ipswich QLD 4305|
|Townsville & Thuringowa Cemetery Trust||56 Evans St, Belgian Gardens QLD 4810|
|Townsville Cemetery Trust||2 Martinez Ave, Townsville QLD 4810|
|Tranquility Funerals||Cummins Rd, Bundaberg QLD 4670|
|Warwick Funerals||48 Willi St, Warwick QLD 4370|
|Well Dvd The||Nerang QLD 4211|
|Wes Heritage||43 Lower West Burleigh Rd,, Burleigh Heads QLD 4220|
|White Roses||Cnr McLean Woongar St, Bundaberg QLD 4670|
|Yeppoon-Emu Park Funeral Services||86 Queen St, Yeppoon QLD 4703|
*Note: This is not an exhaustive list. Please visit eziFunerals and get multiple quotes before you select a funeral director near you.
eziFunerals supports individuals and families cope with end of life decisions, death and funerals. We are an independent, Australian-owned and operated company. We are not part of any other funeral company.
Our member Funeral Directors operate in Sydney, Melbourne, Brisbane, Perth, Adelaide and Australia wide. They are chosen for their knowledge, quality, service, personalisation and experience. They go above and beyond, and will take the time to support the family.
For more information or to make contact with a trusted Independent funeral director, call eziFunerals on 1300 236 402 or visit www.ezifunerals.com.au.