At eziFunerals, we’re passionate about empowering Australian families with choice, transparency, and control when it comes to funeral planning. As the nation’s leading independent online funeral marketplace, we’ve seen firsthand how the wrong funeral bond can lock your family out of funds—and options—when they need them most.
Our advice? Don’t tie your loved ones to a rigid plan. Shop around for the best funeral bond, and let us help you ensure more money flows back to your estate. Here’s why this matters in 2025.
The Funeral Bond Trap: Locking Out Flexibility
Funeral bonds can be a smart way to set money aside for your farewell, growing over time to ease the financial burden on your family. But there’s a catch—many bonds come with strings attached. If you assign your bond to a specific funeral director, as some providers encourage, you might lock your family into using that company, no matter the cost or quality.
Worse, any leftover funds after the funeral often stay with the director, not your estate. Imagine your bond growing over $15,000, but the funeral only costs $8,000—where does that extra $7,000 go? Too often, it’s not back to your loved ones.
At eziFunerals, we’ve heard from families blindsided by this. They assumed surplus funds would return to the estate for other expenses—like a memorial or legacy gift—only to find out the fine print favoured the funeral provider.
Searching “funeral bond pitfalls” or “who gets leftover funeral bond money” reveals countless stories of regret. Don’t let this happen to you.
Shop Around with eziFunerals: Keep Control in Your Hands
We’re here to flip the script. As an independent, Australian-owned platform, we don’t push corporate agendas or lock you into one-size-fits-all deals. Our advice is simple: shop around for a funeral bond that prioritizes flexibility and maximizes returns to your estate. Here’s how to do it right:
- Avoid Assigning a Director Upfront: Choose a bond that lets your family decide on a funeral director later. This way, they can compare quotes—something we make easy at eziFunerals—and pick the best value when the time comes.
- Check the Fine Print: Look for bonds that guarantee excess funds go to your estate, not a provider’s pocket. Some, explicitly state surpluses return to the estate if unspent—others don’t.
- Compare Growth Options: Bonds vary in interest rates and risk. A capital-guaranteed option might grow slower but offers security, while a moderate growth bond could outpace inflation. Search “best funeral bonds Australia 2025” and weigh your priorities.
- Stay Independent: Unlike some bond providers, we’re not tied to specific brands. We connect you with multiple independent funeral directors, ensuring you’re not boxed into a corporate ecosystem.
By shopping smart, you keep control where it belongs—with your family. And with eziFunerals, you’ve got a partner to navigate the options, free from hidden fees or agendas.
More Money Back to Your Estate
Here’s the eziFunerals difference: we’re obsessed with getting your family the most value. A well-chosen bond, paired with our platform’s ability to compare funeral quotes, can save thousands. Say your bond balance is $15,000. A locked-in plan or nominated beneficiary with a pricey director might eat it all up—even if the service could’ve cost $10,000 elsewhere. With us, your family shops around, spends less, and pockets the difference for what matters to them. That’s real money returned to your estate, not a funeral company’s bottom line.
In 2025, with funeral costs averaging $7,000-$15,000 (and rising), every dollar counts. Centrelink’s $15,500 funeral bond exemption still applies, making bonds a pension-friendly choice—but only if structured to benefit your family, not a funeral director. We’ve seen bonds mis-assigned, leaving families scrambling. Don’t risk it—plan with us.
Take Charge Today
At eziFunerals, we’re not just about funerals—we’re about freedom. Don’t lock your family out with a restrictive bond. Shop around, stay independent, and trust us to help you secure a deal that puts more back in your estate. Search “eziFunerals funeral bonds” or “compare funeral bonds Australia” to start. Visit our platform today, and let’s craft a plan that keeps your loved ones in the driver’s seat.
Your family deserves the best—don’t settle for less. How will you plan your legacy?
Peter Erceg
Peter Erceg is the Owner and Founder of eziFunerals. He has had a long history within the funeral industry, and is a published author of ‘What Kind Of Funeral: A self help guide to planning a meaningful funeral’. Prior to eziFunerals, Peter worked in the public sector and health industry for more than 30 years. The views and opinions expressed on posts are those of the author and do not necessarily reflect the opinions of eziFunerals and members.
