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If you want to protect your family from your funeral costs and pay your funeral in advance, then funeral bonds are worth considering. 

You pay a deposit then make regular payments over time, and your money grows in value with interest. The money can only be used for your funeral. You can’t take it out earlier.

Many funeral bonds let you choose a funeral director. Or, you can let your family choose one at the time of your death.

You can buy a funeral bond from a funeral director, a friendly society or a life insurer. They are not widely advertised, so you will need to ask specifically for a funeral bond.

Make sure you read the product disclosure statement (PDS) and understand the costs before you sign up.

Funeral bonds and prepaid funeral plans aren’t part of the Age Pension assets test. See funeral bonds and prepaid funerals on the Services Australia website.

Bruce gets a funeral bond

When he decided to retire at 65, Bruce wanted to get his finances in order. Apart from sorting out his will, he wanted to make arrangements to pay for his funeral.

Bruce decided to buy a funeral bond with some of his retirement savings. He knew the investment would grow over time. If he lived, for example, another 15 years, the bond would cover his funeral. He felt satisfied that he had sorted out his funeral costs and his family wouldn’t have to worry.

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About eziFunerals

eziFunerals supports individuals and families cope with end of life decisions, death, and funerals. We are an independent, Australian-owned and operated company. We are not part of any other funeral company.

Our member Funeral Directors are chosen for their knowledge, quality, service, personalisation and experience. They go above and beyond, and will take the time to support the family.

For more information or to make contact with a trusted Independent funeral director, call eziFunerals on 1300 236 402 or visit www.ezifunerals.com.au.

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Peter

Peter Erceg is the Founder and Owner of eziFunerals — Australia’s Independent Funeral Planning Authority. With more than 40 years of experience in government and public health, Peter has become one of the country’s leading voices on funeral transparency, consumer rights, and ethical funeral practices. Through eziFunerals, Peter has built a national platform that empowers Australian families to make informed end-of-life decisions — free from pressure, commissions, and confusion. His goal is simple: "to help every Australian plan smarter, save money, and choose funeral services with confidence." 🕊 eziFunerals was founded by Peter in 2011, as an independent funeral comparison and planning platform that allows consumers to: • Compare local funeral directors and transparent quotes, • Understand real funeral costs across Australia, and • Connect with trusted, independent funeral homes that uphold the Fair Funeral Promise. As Australia’s Independent Funeral Planning Authority, eziFunerals is recognised by media, consumers, and funeral professionals for its leadership in price transparency and consumer protection. “We believe every family deserves a fair, dignified, and affordable farewell — without hidden fees or sales pressure.” 📘 Peter is the author of What Kind of Funeral: A Self-Help Guide to Planning a Meaningful Funeral, a practical guide that has helped thousands of Australians understand their options and avoid unnecessary costs. He regularly contributes articles and commentary on: • Funeral cost transparency and industry reform, • Prepaid funerals and consumer protection, • Emerging trends in eco-friendly and digital memorials, and • The role of AI and technology in end-of-life planning. 🎙 Peter and eziFunerals have been featured in major Australian media outlets including ABC News. His insights continue to shape the national conversation on funeral costs, consumer rights, and ethical practices in the funeral industry. ⚖️ Disclaimer: The views and opinions expressed by Peter Erceg are his own and do not necessarily reflect those of eziFunerals or its members. The information provided on this site is general in nature and should not be taken as personal, legal, or financial advice. Consumers are encouraged to conduct their own research and compare funeral services that best meet their needs and circumstances.